Debt Relief Information

Debt Relief is a federal remedy that helps people out of debt when debts become unmanageable. See the below information for debt relief alternatives that may suit your needs.

With limited exceptions, § 109(h) of the Bankruptcy Code requires that all individual debtors who file for bankruptcy relief on or after October 17, 2005, receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis.

The briefing must be given within 180 days before the bankruptcy filing. The briefing may be provided individually or in a group (including briefings conducted by telephone or on the internet) and must be provided by a nonprofit budget and credit counseling agency approved by the United States trustee or bankruptcy administrator. Winterbotham Parham Teeple, a PC will provide you a list that you may consult of the approved budget and credit counseling agencies.

Winterbotham Parham Teeple, a PC is one of the most Experienced Bankruptcy Law Firms in Southern California. We provide legal assistance to those seeking relief under the United States Bankruptcy Code, in Southern California. We have been doing so proudly for over 30 years.

Debt Relief Our offices are located in Los Angeles, Orange, Riverside & San Bernardino counties of California.

Bankruptcy - Chapter 7

Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. Debtors whose debts are primarily consumer debts are subject to a "means test" designed to determine whether the case should be permitted to proceed....