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HAPPY NEW YEAR !
Well, another year has passed and we now look forward toward 2014! So time to break open the champagne, hold your loved ones close and sing “Auld Lang Syne”. So what about ‘Auld Lang Syne”? Most of us can hum the song and of course sing the closing line “Auld Lang Syne”, but how many […]
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Oops. Worlds largest debt collector fined for harassment
Most of us have been there. You have a bad month financially and cannot pay your current bills. Not too long ago, if you failed to make a credit card payment, the payment was simply added on to the next month’s bill. These days, if the payment is a day or two late the harassing […]
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My spouse is filing bankruptcy. Do I need to file too?
I have been asked this question a thousand times. The quick simple answer is “no”. There is no law that requires both spouses to file for bankruptcy when one spouse needs to file. However, it is not as simple as that. The first thing to consider is if the “non-filing” spouse co-signed on any of […]
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