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Credit Reports and Credit Scores – Fact vs. Fiction
For a long time I have listened to friends, acquaintances and clients talk about credit reports and credit scores. And after many years I have found that most people I have spoken to, have only a vague concept of what a credit report is and what a credit score actually means. They have heard rumors […]
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Considering co-signing for a loan? Well, consider it again.
Okay, your 20-year-old son just asked you to co-sign for his new truck. Without your signature the loan will be denied, he will be forced to take the bus to work, he will more than likely loose his job, and he will be forced to move back in with you thereby ruining any chance of […]
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Credit Card No-No’s
Lets face it, you need credit cards in this day and age. You want to rent a car or place a reservation for a hotel? You’ll need a credit card. Cash is quickly becoming a dinosaur and some places refuse to even accept cash. So, if you don’t already have one, get one. But be […]
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